PRODUCT GUIDE
Bridging Finance
Fast, flexible 1st charge bridging loans for property investors. From 0.95% per month, up to 70% LTV.
May 2026
Key Points
Product Summary
Loan Type 1st Charge Business Loan (Valuation ONLY Product)
Interest From 0.95% per month
Loan To Value Up to 70%
Completion Fee 3%
Term 3 – 18 months
Loan Amount £25,001 – £1,000,000
Simplified Process Yes
Available to Individuals Yes
Available to Limited Companies Yes
Adverse Credit Accepted Yes
Non-Status Accepted Yes
Purchase Yes
Re-Finance Yes
Privately Funded Yes
Quick Completions Yes
Simple Process
How It Works
1
Website Enquiry
2
Agreement In Principle
3
Sign & Accept Offer
4
Book & Allocate Funds
5
Valuation
6
Legal Processing
7
Completion
Bridging Finance Uses
When to Use
1
Purchasing Below Market Value
Use this facility to ensure you get the deal by delivering a quick completion with a simplified process.
2
Buying at Auction
Have finance set up before Auction day to give you the confidence to bid with funding already in place.
3
Avoid Chain Breaks
Ensure your chain does not collapse and keep your deal on track with fast bridging finance.
4
Prevent Receiver Action
Prevent your investment property being disposed of by a Receiver and allow you to sell at full market value.
5
Stop Repossession
Prevent your investment property being repossessed to allow you to sell for full market value.