PRODUCT GUIDE
Closed Bridging Finance
Lends against a defined sale as the exit strategy. Up to 95% loan to sale price with 0% monthly interest.
May 2026
Key Points
Product Summary
Interest 0% per month
Loan To Sale Price Up to 95%
Sale Facility Fee 3 – 5%
Term 1 day – Until the property is sold
Loan Amount £1,000 – £100,000
Available to Individuals Yes
Available to Limited Companies Yes
Adverse Credit Accepted Yes
Non-Status Accepted Yes
Repayment NO repayments until the property is sold
Privately Funded Yes
Quick Process Yes
Simple Process
How It Works
1
Website Enquiry
2
Agreement In Principle
3
Sign & Accept Offer
4
Book & Allocate Funds
5
Inspection
6
Legal Processing
7
Completion
Closed Bridging Finance Uses
When to Use
1
Short Lease Properties
Use this facility to pay the premium to extend your lease so you can sell at full market value.
2
Prevent Receiver Action
Prevent your property being disposed of by a Receiver by allowing you to fund a lump sum payment to pay and give you time to sell when a sale is the only option.
3
Stop Repossession
Prevent your property being repossessed by using this facility to pay the arrears and give you time to sell when a sale is the only option.
4
Deal Structuring
Use this facility to fund a deposit which may be necessary for deal structuring including transferring the property to a Limited Company, and to help prevent down valuations when re-financing.