PRODUCT GUIDE
Exchange Finance
Fund your exchange deposit to secure deals, flip at auction, or lock in below-market-value purchases. 0% per month.
May 2026
Key Points
Product Summary
Interest 0% per month
Loan To Deposit Up to 100%
Purchase Facility Fee 5%
Term 1 month – 3 months
Loan Amount £1,000 – £100,000
Simplified Process Yes
Available to Individuals Yes
Available to Limited Companies Yes
Adverse Credit Accepted Yes
Non-Status Accepted Yes
Transaction Type For Purchase ONLY
Repayment No repayments until the property is sold
Privately Funded Yes
Quick Exchange of Contracts Yes
Simple Process
How It Works
1
Website Enquiry
2
Terms Agreed
3
Sign & Accept Offer
4
Book & Allocate Funds
5
Valuation
6
Legal Processing
7
Exchange of Contracts
Exchange Finance Uses
When to Use
1
Huge Opportunity for Property Sourcers
Be the investor yourself that you normally sell to. This product allows you to source your own below market value property deal and exchange contracts as if you had your own deposit.
2
Auction Sales & Flips
Do Auction flips — purchase direct from a distressed seller, exchange contracts, and enter the property into Auction.