FUNDING SUMMARY
Homeowner Business Loan
Release equity from your home for business cashflow. No valuation or solicitor required. Completion in 72 hours.
May 2026

This is a Packager Service deal only and these figures are just a summary ONLY!

Key Points
Funding Summary
Loan Type 2nd Charge Business Loan
Interest From 1.01% per month
Loan To Value Up to 75%
Completion Fee 3%
Processing Fee 2%
Term 3 – 12 months
Loan Amount £25,001 – £100,000
Simplified Process Yes
Available to Individuals Yes
Available to Limited Companies Yes
Valuation Required No
Solicitor Required No
Adverse Credit Option Yes
Non-Status Option Yes
No Consent from 1st Charge Lender Option Yes
Property Ownership Existing property owners ONLY
Quick Completion Yes, 72 hours possible
Simple Process
How It Works
1
Website Enquiry
2
Terms Agreed
3
Processing
4
Documentation
5
Sign Documents
6
Completion
Homeowner Business Loan Uses
When to Use
1
Clients with a 1st Charge Mortgage
Use this facility if you have a current 1st charge mortgage on the property but require further funding without disturbing the existing mortgage.
2
Clients Needing Business Cashflow
Use this facility if you require short-term business cashflow without the need to service monthly repayments.
3
No Consent from 1st Charge Lender
Use this facility if your current 1st charge mortgage lender has refused to give consent for 2nd charge funding.